Guilt-free budgeting for people who hate budgeting.
Three simple tools built on the 50/30/20 rule — a free Notion template, an Excel/Google Sheets log, and a browser app. No subscriptions, no bank linking, no finance degree required.
Featured Tools
Free Notion Budget Tracker
The classic 50/30/20 budget, built for Notion.
Expense Tracker Log (Excel/Google Sheets)
A monthly 50/30/20 log with CSV import ready to go.
Budget Tracker App
From blank tab to your real spending picture in minutes. No login, no install.
Free → $4.99 → $9.99
Start free. Upgrade only if you want to.
Every tool here uses the same 50/30/20 framework, so nothing is ever wasted. Start with the free Notion template — if you want a spreadsheet or a private browser tool later, you keep everything you already learned.
- 01Free
Free Notion Budget Tracker
The classic 50/30/20 budget, built for Notion.
- 02$4.99
Expense Tracker Log (Excel/Google Sheets)
A monthly 50/30/20 log with CSV import ready to go.
- 03$9.99
Budget Tracker App
From blank tab to your real spending picture in minutes. No login, no install.
Budgeting Using The Path of Least Resistance
The desire path.
The shortest, most easily navigated route. The worn dirt trail that cuts across the grass, because the sidewalk always takes the long way. That's the philosophy behind every tool I build.
Get the Free Notion Template
Who's behind this
I am tired of tools that confuse people more than they help them — and keep them from actual financial success.
I'm an independent builder and part of the Financial Independence community — but finances aren't my greatest strength, and they aren’t really my passion either. What I am passionate about is finding the most efficient, least complicated way to reach a goal. Creating dependable, simple and effective systems for getting jobs done quickly. That's what every tool here is built on.
Read My StoryFrom the Blog
Budgeting
Why Every Budgeting App Seems to Make You Feel Worse About Money
Most people don't quit budgeting because they're bad with money — they quit because the tool never explained the "why."
3 min read
Templates
The Microsoft Excel Budget Template That Explains Itself
Most Excel budget templates hand you a blank grid and wish you luck. This one gives you a walkthrough instead.
4 min read